SoftPOS
PAYXPOS
Pioneering Tap-on-Phone solution. Transforms Android devices into secure, certified Visa/Mastercard payment terminals using NFC technology.
NFC · Android · Visa/MC Certified
01 — Expertise
Technical Skills
Full-stack proficiency spanning backend systems, cloud infrastructure, payment security, and modern frontends.
Languages & Frameworks
Java 11/21
Spring Boot
Spring Security
Spring Cloud
JEE
TypeScript
Python
Swift
Kotlin
Web & Frontend
Angular 17+
Next.js 14/15
React
Ionic
Material Design
PrimeNG
Payment & Security
PCI-DSS
3DS 2.0
Smart Routing
Visa/Mastercard
ISO 8583
JWT / OAuth2
Infrastructure & Cloud
GCP
GKE
Cloud Run
Pub/Sub
Firebase
Kafka
Docker
Kubernetes
Database & Tools
PostgreSQL
MySQL
NoSQL
PL/SQL
Git
Swagger/OpenAPI
Jira
Methodologies
Microservices
Event-Driven
Design Patterns
TDD
Agile/Scrum
UML
02 — Core Infrastructure
Architecture & Leadership
Leading the architectural vision at Equiti-Pay (formerly Crafting & Cloud Invest).
CIPs Platform
Centralized Infrastructure & Payment Services
A centralized ecosystem designed for managing diverse payment services and infrastructure. Personally responsible for over 70% of the core code, architectural design, and strategic technical decisions.
Key Modules
- Master Library SDK: Unified iOS/Android/JS SDK with PCI-Compliant Embedded Fields.
- Smart Routing Engine: Predictive routing via real-time provider latency, cost & auth rate analysis.
- Payment by Link (PBL): Secure link-based payments with fraud monitoring & risk assessments.
- Transaction Platform: Dynamic fee calculation & Visa/MPG connectivity.
- Lifecycle Management: Automated refunds & recurring subscription billing.
Contribution
70%
Core Code Ownership
GCP Orchestration
High-Availability Infrastructure
Transaction Volume
Auto-Scale
GKE & Cloud Run
Latency Target
< Sub-second
Performance Tuning
Security
PCI-DSS
Embedded Fields & 3DS 2.0
03 — Interactive Demo
Smart Routing Engine
Experience the Predictive Routing Engine. It dynamically steers transactions across global providers based on your optimization strategy.
Active Logic
Auth Rate Optimization
Configuration
* The actual engine evaluates real-time provider latency, processing fees, and historical success rates.
Transaction Volume Distribution (%)
Provider A (Cheap/Slow)
Provider B (Fast/Exp)
Provider C (High Auth)
04 — Career
Trajectory
From optimizing tracking platforms to architecting global payment ecosystems.
Leadership & Soft Skills
- Mentoring junior developers & leading cross-functional Agile teams
- Translating complex technical requirements for non-technical stakeholders
- Overseeing code reviews, architecture decisions & sprint planning
Stack Evolution
Java 11/21
Spring Boot
Angular 17+
GCP
Kafka
Docker
Kubernetes
Tech Lead & Payment Architect
Crafting & Cloud Invest — Equiti-Pay
- Conceptualized CIPs Platform — 70% code ownership, full architectural design.
- Engineered Smart Routing Engine optimizing authorization rates across global providers.
- Pioneered PAYXPOS (SoftPOS) — NFC-based Tap-on-Phone for Visa/Mastercard.
- Built Universal SDK — unified native iOS/Android/JS with PCI Embedded Fields.
- Implemented GCP Cloud Orchestration for sub-second latency at scale.
- Led Payment by Link (PBL) — security audits, risk assessments & fraud monitoring.
- Developed E-commerce plugins for WooCommerce & PrestaShop integration.
Java/J2EE Developer
Dakisoft
- Optimized Dakitrack — real-time tracking interconnecting vehicles & passengers.
- Implemented JWT security and module routing systems.
- Designed Zapssi — Android app generator using UML & SOAP/REST.
Education
Java/J2EE Developer Designer Training
Complex for Offshoring and IT, Casablanca — 2018
Professional License in JEE & .Net Development
Hassan II University, Casablanca — 2017
Software Development Technician
ISTA NTIC Sidi Maarouf, Casablanca — 2016
05 — Portfolio
Strategic Projects
Secure, scalable, and innovative solutions across fintech and enterprise.
OLA Energy
O'Card Ecosystem
Prepaid card ecosystem: mobile app, Android terminal solution, and facial recognition backend for secure payment initiation.
Facial Auth · Prepaid · Android
Featured
Sn1per-as-a-Service
Secure, multi-user platform for automated security scanning with the Sn1per engine. Scalable backend with real-time reporting and task queues.
Django · Celery/Redis · React · Docker
Bicici
PayFacile
User-centric payment solution designed to simplify banking transactions for Bicici, bridging complex protocols with seamless UX.
Banking · Payment UX · Java
SASCO
Control Program
Robust software solution to streamline operational management and process control for SASCO using Java and Spring.
Java · Spring · Operations
Energy
PetroGabon
Energy-sector data management platform for efficient analysis and decision-making across operational datasets.
Data Platform · Analytics · Energy
Automation
CraftintBot
Intelligent TPE bot system for automated command execution and remote data collection via web interface.
TPE · Shell Automation · Web
Integration
E-commerce Plugins
Custom payment modules for WooCommerce and PrestaShop, integrating Equiti solutions into global e-commerce environments.
WooCommerce · PrestaShop
Personal
Fantasy Team Gen
Android app assisting users with real-time Premier League player statistics and match schedule integrations.
Android · Real-time API